Privacy Policy
Last updated:
This Privacy Policy explains how Debts Calculator (“we,” “our,” or “us”) collects, uses, and protects your information when you use our website and tools. By using the Service, you agree to this Privacy Policy.
1) Introduction
Debts Calculator provides free financial education tools. We value your privacy and strive to collect the minimum information necessary to operate our Service effectively.
2) Information We Collect
- Voluntary Information: If you contact us, we may collect your name and email address.
- Calculator Inputs: Debt balances, interest rates, and payments you enter are only processed in real time in your browser using Pinia store. They are not permanently stored by us.
- Technical Data: We may collect limited data such as your browser type, device, and IP address for analytics and security purposes.
3) How We Use Information
We use the information we collect to:
- Provide and improve the functionality of our calculators.
- Respond to inquiries and support requests.
- Understand general usage patterns through analytics.
4) No Database Storage
We do not use a database to store user submitted financial data. All calculator inputs remain in your session and are cleared when you leave or refresh the page. We do not retain, sell, or share your financial data.
6) Third-Party Services
Our website may link to third-party websites or display third-party content. These services have their own privacy policies, and we are not responsible for their practices.
7) Advertising & Analytics
We may use Google Analytics, Google AdSense, or similar services. These providers may use cookies or identifiers to deliver ads or analyze traffic. You can opt out of personalized ads via Google Ad Settings.
8) Data Security
We take reasonable measures to protect information but cannot guarantee complete security. No method of transmission over the internet is 100% secure.
9) Children’s Privacy
Our Service is not intended for children under 13. We do not knowingly collect personal information from children. If you believe we have, please contact us, and we will delete it promptly.
10) Changes to This Privacy Policy
We may update this Privacy Policy periodically. The “Last updated” date reflects the latest changes. Continued use of the Service after updates means you accept the revised policy.
11) Contact Us
If you have questions about this Privacy Policy, please contact us.
Important Note
Debts Calculator does not provide financial, legal, or tax advice. Inputs are not stored or shared and are processed in your browser only. Always consult a qualified professional for advice specific to your situation.